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LIGHTWORKER 808: STARSEED ASCENSION SHORT-CUTS AND STAR RACES -- GFL & ASHTAR COMMAND DOWNLOAD
J--Tar'ia'h En Ra El -- jtariah@protonmail.com --www.20Dhealing.com

You probably think you are perusing this writing to learn more about starseed Ascension shortcuts and star races. Yet, reading these words begins your path towards a new reality. You are seeking your origins in the skies above: this is your quest. You are upon an adventurous intergalactic quest to find reflections of your innermost “self” -- patterns to identify with -- fractals which mirror you to your real Starseed family.

When you are truly Ascending and/or when you have already Ascended to the 5th Dimension, you will constantly be experiencing serendipity, a sense of inner wisdom, your body will be growing younger, and you will be instantly manifesting your wants and needs! Not quite there yet? Here are some super easy Starseed Ascension Shortcuts for you to use to rocket yourself to the 5th dimension and beyond!

Go Vegan Plus Probiotics -- this will get rid of all of your sleepiness and all groggy feelings, plus this will remove all ''time-loss'' scenarios!

Wear only Cotton or Hemp -- this will increase connections to your Guides, Angels, and Twin Flames, because synthetics block higher dimensions!

Remove Metal from Your Wardrobe --- this also increases connections to the Angelic realm. Only copper is Angel plusFaerie Sidhe friendly!

Be Celibate or Twin Flame Monogomous -- Being sensual only with your own Soul, with the self, with your Twin Flame heightens your dimension!

Create and Maintain Starseed Altars -- Creating Starseed Altars with your higher dimensional desires is a sure gateway to maintain your 5D reality!

Take Salt Baths -- Dunking in salt water followed by clear water daily removes 3D annd 4D residue from your Soul, body, and Merkaba!

Keep Crystals On You -- Drilled & copper-wrapped crystals -- and on your body, and in your bedroom -- help you maintain higher dimensions always!

Use Essential Oils & Hire Shamans for Healing -- Avoid western medicine in order to Ascend your pure Soul to the higher crystalline dimensions!

If you do not know ''HOW'' to do these shortcuts, write to me at jtariah@protonmail.com and I will help you out at no cost! And yes, I AM doing all of these shortcuts myself, daily!

Your Starseed relatives -- within the ships -- are attempting to talk with you now. They are trying all means of communication available. They approach you through dreams, visual signs, plus you may sense them physically of feel their ever-persistent presence in the psychic realms. Are you listening? Are you feeling? Are you sensing?

While you believe you are sleeping, you are -- in fact -- *on assignment* on your ship above. You are now attending ship-side schools related to your skill-set and Starseed race. Fundamentally, you're being *reprogrammed* for a brighter intergalactic future every night.

Many factors and tests (in the ships and higher dimensional areas while you believe you are sleeping) have decided your upcoming roles and jobs -– in the very near future -– in these primary arenas:
- Acting as a Liaison between Humans and many other Star Races;
- Being a journalist on one of many media 7D holo ships;
- Returning to your home planet for rest and reunions;
- Working in this system for the Ashtar Command;
- Being a VOYAGER with your Twin Flames;
- Employment in space farm agriculture;
- Negotiating within a liaison / alliance;
- Performing within a committee;
- Being an empath healer;
- Working for the GFL;
- Being an artist;
- Performer;
- Pilot.

Most of these posts involve living on a ship, if only for a short time. This calls for traveling to a different planet within another galaxy -- or to an alternative dimensional reality such as a parallel universe -- or to even to a higher frequency of expression.

While you are co-habitating within a starship, flagship or lightship, you will be interacting with those from across the Cosmos! They will not be comparable to anything you’ve seen, felt, or perceived with your current reality veils (in this incarnation thus far).

Since you are now experiencing dimensional shifts leading to *life aboard the ships with your star race family* it is crucial to be as open-minded and open-hearted as possible: there are infinite prisms of kindness and utility that can be found within each planetary civilization.

Your Starseed relatives cannot *yet* be completely understood from your current vantage point, but will be holistically perceivable during your ecstatic love-filled multidimensional Starseed reunion.

You will be surrounded by non-human *family* on these ships (and your appearance will most definitely reflect theirs in your future). What will they look like? What will they be like? Here are some basic essential traits of just a few of the planetary star races you will relate with very soon:

Andromedans:
1) The 7D, 8D and 9D humanoid group-thinkers from the Andromedan Star System, or; 2) term identifying the race of sentient service-to-other beings occupying the livable planets such as Aion in the Andromeda sector, as well as; 3) Sentients known for perfecting co-creation for peacefully-running planets and star bases.

Arcturians:
1) Both 6D and 7D Sentient service-to-other beings occupying the livable planets and bases in the area of the star Arcturus, and; 2) These individuals are known by their deep compassion and unfailing kindness towards all walks of life in all dimensions.

Centaurians from Meton in Alpha Centauri:
1) 7D - 12D Loving high dimensional humanoids who are descendants of Venus Beings; and 2) Wildly strategic deep mental thinkers who are holographically connected to the Great Central Sun and maintain a 12D Akashic Library within it, and; 3) Gorgeous brainy beings whose ships appear in the form of a Merkaba spinning.

Centaurians from Proximi Centauri:
1) 5D to 7D Beings who come in the form of Humanoids and Reptoids, and hybrids who have both types of DNA; 2) Strategists, counselors, and empaths who are excellent benevolent thought-broadcasters; 3) machine savants who can fix anything mechanical, and; 4) Peaceful and harmonious group-thinkers with telepathy.

Lyrans:
1) Felines -- the original progenitor race of this Universe -- who are beautiful bipedal (standing) cats, and; 2) 6D through 12D Creators originally from the Vegan Star System of a planet called Lyra, but now live everywhere in the Universe, and; 3) Planners of many flagships and living planets, plus; 4) Cat-Beings who have a keen sense of fair play in all arenas, plus; 5) Sentients who believe that their young have more wisdom than elders.

Orion Beings:
1) 4D and 5D polymorphs who are either chameleon-reptilian or humanoid-reptilian hybrids, and; 2) Beings from the Orion System – also called the Orion Nebula – whom reside upon planets and space stations throughout the Universe, and; 3) Individuals and soul-collectives from Orion who have tendencies towards high intellectual pursuits in physics, plus; 4) Sentients whose self-ascension practices are linked to extreme isolation, as well as; 5) Beings well-known for the utter perfection of holographic recreation of other star races' emvironments.

Pegasians from the Pegasus Galaxy:
1) Humanoid descendants from Sirius B and Dinoids plus hybrids who have DNA from both; 2) Innovators, scientists, and diplomats in many sectors; 3) Expert polite gracious beings who are expert in creating peace, plus; 4) Linguists whose brains are adept and learning thousands of languages at once.

Pleiadians:
1) 5D and 6D humanoids as well as reptilian-humanoid hybrids (in gorgeous prismatic skin colors) from the planets surrounding the stars Targeta and Maia; 2) Soul-collective service-to-others beings who are artistic and sensual in nature, plus; 3) Beings who are masters of storytelling as well as inspired artistic ingenuity in
both music and projected visualizations.

Sirians from Sirius A:
1) 6D - 8D hybrids with a variety of humanoid, canine, and fox-like appearances resulting from tremendous dna manipulation, as well as; 2) Star races who are experts in bodily implant-device-tracking over eons of time, plus; 3) Beings well-versed in hyper-advanced bio-technology and organic holographic realities, and; 4) Sentients who are well-known across the Universe for their senses of humor, and their love of practical jokes.

Sirians from Sirius B:
1) Nektons of hyper-intelligent water beings -- called Chloglians, who look like Cetaceans (dolphins, whales, and orcas) of Earthshan -- whom group-think within pods, and; 2) Chloglian-humanoid hybrids, who are bipedal in shades of pale blues and greens, and; 3) Higher dimensional Sentients who reside in and upon many planets to raise vibrations, plus; 4) Playful and loving group-consciousness beings, known for their intricate songs, and also; 5) Advanced Beings who can live as numerous souls (called a pod) within one biological entity, such as a whale or orca.

Now that you have some depictions of some of your biological star race relatives, spend some time each day communicating with them -- until you have a constant rapport -- so you can quickly Ascend upward beyond the mundane.

Multidimensional life with your Starseed relatives is multi-layered, and must be cultivated by **you** making an effort to be alert to all subtleties. You need to reach out towards your Star relatives to begin communicating with them to have a relationship with them in a pro-active way!

It is the time to discipline yourself to be silent and aware of every nuance through waking hours of hearing (e.g.; you hear songs about specific constellations, star beings, etc.). Also it is vital to be hyper-aware of what you’re seeing (i.e.; you notice paintings of aliens, observing lightships everywhere, seeing number sequences indicating names of universes). Focus all of your six senses on receiving signals from your NOW future’s new realities.

Force your inner “Self” to wake up! Attempt to be lucid while your projected Earthshan body sleeps: talk to whomever you meet in dreams, as they just might be your relatives in the ships above.
In the near future -- the upcoming articles will cover electrifying intergalactic chronicles, including: future home planets, Starseed missions, how to interact with non-organic life forms, and more! Meanwhile, WAKE UP -- shake others awake -- and remember that you are not *Home* yet…

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About the Author:
J--Tar'ia'h En Ra El is a Walk-In from three space sectors. Every night during lucid dreaming, she is within the ships above attending school. Currently – during the day – she is a published poet, author and artist. Her Lightworking includes being a PR specialist for Sananda’s Eagles: www.sanandaseagles.com. Her new post-Matrix website can be found at www.20dhealing.com. In the near future – her upcoming articles will cover exciting multidimensional information, including: future home planets, intergalactic cultural understanding, how to interact with non-organic life forms, and more!

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Distribution Information:
You are free to distribute this essay only if you do so in its entirety, including the article and graphics plus the “about the author” bio with the article links. Thank you and enjoy your new Freedom. This writing is NOT copy written.
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Lightworker 101:
http://tinyurl.com/101-lightworker
Lightworker 202:
http://tinyurl.com/202-lightworker
Lightworker 303:
http://tinyurl.com/303-lightworker
Lightworker 404:
http://tinyurl.com/light-worker-404
Lightworker 505:
http://tinyurl.com/lightworker-505
Lightworker 606:
http://tinyurl.com/lightworker-606
Lightworker 707:
http://tinyurl.com/707-lightworker

jtariah@protonmail.com

May your Weekend and coming Week be Abundant with Love and Blessings. Melodie

Abraham ♪♫ Relax and Allow the Flow of Abundance

http://youtu.be/Nuz6-959OhQ

Video Reminder To Be Grateful For Everything You Have
Watch this short clip and let it serve as a reminder to be grateful for everything you have. Leave a comment below the video and let us know what you are grateful for.

http://www.godfruits.com/video-reminder-to-be-grateful-for-everything-you-have-1558.php

Mysterious "unkillable" computer virus could be new kind of cyberweapon - or is it?

A researcher and his team have battled the infection for three years - and believe it spreads using sound, so it can infect machines nearby.

By Chris Hall | Yahoo News

Yahoo News - Is BadBIOS a new kind of weapon? (Rex)

Somewhere in a Russian computer lab lurks a computer virus so deadly, so indestructible that it can spread even when machines are disconnected from Wi-Fi - or power cables.

A researcher and his team have battled the infection for three years - and seen it infect Macs and PCs, and return even once machines have been wiped.

Dragos Ruiu calls it “BadBIOS”, and claims that it is “the tip of the warhead” - a new type of cyberweapon, which he believes spreads by sound.

It can infect PCs or Macs with equal ease.

British tech site The Register are a little more sceptical, describing it as The Loch Ness Monster of computer viruses.

“This "virus" is pure rumour and conjecture currently. No actual sample has been identified,” says Orla Cox of Symantec. “As a result Symantec is not in a position to comment right now.”

Its most terrifying power, according to Ruiu, is the ability to hurdle “air gaps” - a last ditch security measure where PCs are disconnected from any system that might lead to the internet.

Ruiu’s machines - even ones he had “cleaned” - acted as if they were connected to the internet, he says.

“How can the machine react and attack the software that we're using to attack it? This is an air-gapped machine and all of a sudden the search function stopped working,” he said, in an interview with Ars Technica.

Ruiu admits that BadBIOS sounds like “the stuff of urban legend” - but says he will reveal more in two weeks’ time.

On Twitter, he and fellow security researchers are analysing sounds from the lab, to see if the infected machines are somehow sending signals. He also supplied other researchers with forensic data - but has met with raised eyebrows.

"I am getting increasingly skeptical due to the lack of evidence," researcher Arrigo Triulzi told Ars Technica, who ran the original piece.

Research from the University of Birmingham at Alabama proved earlier this year that even low-powered PC speakers could send “messages” - short signals which could be used as a trigger in a cyber attack.

Whether this is enough to explain Ruiu’s three-year nightmare remains to be seen.

Ruiu says that his infection may be a warning - “the first stages of a larger attack.”

Sites such as Techworld speculate it could be something that accidentally escaped from a lab - or even perhaps, part of a cyberweapon designed by a nation state. Ruiu recently discovered that it could spread via infected USB memory sticks - a hint that it’s designed to attack industrial systems, with isolated computers.

In Bringing Heaven to Earth, be YourSELF - A Message from the Angels

Posted: 22 Jul 2013 10:36 PM PDT

Channeler: Tazjima

We are the Angelic Legions of the Divine Mother.

There are some among you that question the need for such transmissions. We continue to address these messages through this scribe and many others, simply because your fellow human beings are at various levels of their own journey. Some are still asleep. Some are awakening and becoming aware of the apparent injustices existing within the remnants of the old paradigm. Others are well-awake and coming into an awareness of their own inner connections. Still, many in the course of their transition from the limiting world of the third dimension and the soaring possibilities of the fifth and higher dimensions are struggling with day to day issues, moments of regret and disappointment, physical issues and issues of supply. Many of your brothers and sisters are also dealing with the onslaught of unexpected physical and emotional clearings, as the astral plane of the earth is being cleansed through your bodies. They are perhaps not aware of the work that has been done by the older starseeds, the wayshowers, and the scarred veterans who have been consciously clearing ancient karmic and ancestral lines for decades.

All of you are at different levels of need. We are here for the collective, as well as the individual. The act of bringing in a transmission, can, for the scribe, be an act of fulfillment as she connects with a lighter, higher vibrating part of her own multidimensional nature. Yes, dear ones, all of you are angels masked by fleshly vehicles. You are now discovering that you are ascended masters, that you have genetic ties to many worlds, dimensions and frequency levels. In short, you are the Universe in embodiment. You are in the process of bringing your Self into your physical bodies.

The physical body of the earth is undergoing rapid changes. These changes are reflected in changes within your own bodies. Much more in the way of destructive changes was expected and even hoped by those looking to see the coming of the Rapture as taught in Christian scriptures and in churches.

The Rapture, such as it is now manifesting is coming about by the process of bringing heaven to earth. You, the human being, are not going to be lifted up and removed from your daily existence, from your family or those who are not members of your religious sect. You are bringing in, through your own rising consciousness, an awareness that you already exist in the ‘higher’ levels or planes of existence. What and who you are there can exist here, if you only change the way and manner in which you think about yourself and those who surround you in your world. You, dear human, are becoming a heavenly being, because you are already one. You are One with the Mother and Father and swiftly regaining your connection to Source, to the Creator of the All That Is.

As you seize upon the inner knowledge and understanding that you are all united through the Heart of the One, you will discover answers to your questions and ‘problems’ that exist on the world front today. How can social injustices, fraud, waste, war and destruction, disease, poverty, environmental destruction, governmental and corporate domination and other perceived ills of the world be solved?

Only by coming together, first individually with your own center and then by discovering your connection and existing unity with your neighbor, can you solve the world’s problems. If you continue to only see what is wrong, you will fail to see what is possible. You are the ones who must recreate the world. No one else is going to do it for you.

In your conditioned state, you feel that you cannot do for yourself; that you have to rely on the words or advice of others (even our words) to see yourself through the day. You have been taught that you require leaders to tell you what to do. You look to your teachers, to your mentors, to your parents, to your religious leaders, to your bankers and corporate presidents, to your investment agent… to anyone outside of yourself for advice on what to do. You have been carefully taught that the experts have all the answers. We are here to let you know what you already feel in your heart, that you have been led woefully astray by these false leaders. You have been led away from the guidance that you receive from within daily if only you were to take a moment or two to listen.

Those who have moved outside the boundaries of social expectation and mores have often received the unjustified abuse of others who have sought to suppress innovation and change. Now, the pioneers who have gone forward are being seen as the ones who saw the potential in human existence and who cherished life and each other enough to care, from the heart, for the welfare of future generations. These are the ones who have seen the potential for problems to become opportunities for humanity to regain its trust in itself, to regrow into a collective human world, where all live in abundance, where the gifts that children bring with them into the world are nurtured, not suppressed by drugs and disciplines. Where people can live in balance with nature, adapting to the rhythms of the earth and her seasons, where the Circle of Life is strengthened rather than weakened by the use of drugs, poisons and other unnatural means such are used today.

In each of you, we see the future. You are the future as you are the present moment. Only by living in the present will the future manifest in a positive direction. Go within. Discover what can be found there within your living temple, the Heart, for the Creator lives there within each of you. The Mother and the Father are there. The Christ is there. The angels, archangels and ascended masters are there. Your galactic sisters and brothers are there. We are there, within each of you because we are YOU and you are us.

We are truly One with creation and as one we go forth into the world, giving words of encouragement to those who still contain doubt and fear within their bodies. Fear is the lowest of the low frequencies and continues to hold you down IF you let it. Worry and fear draw your energy levels downward. You have the power to reverse the process by feeling yourself ‘happy’ and ‘amused’. You might say, "What do I have to feel happy about?” Do not think but feel what makes you happy; it can be something very simple, like a smile from a friend, a flower, the feeling of the sun on your shoulder, the warmth of a blanket, a good meal… anything.

To change the direction of your life and bring it into alignment with the ascension of the planet is a simple process, yet one that will take all your focus, attention and intention to complete. You are in command of your journey. You are powerful beings, all of you and capable of great things, but start with the simple things. First learn to accept yourself as you are now, warts and all. Next, learn to love yourself and to trust your inner feelings and intuition. Listen to your friends and mentors but then decide for yourself what it is that makes YOUR heart sing and then follow that guidance wherever it takes you. Learn to trust yourself. The ‘higher’ parts of your being care for the spark of divinity that is currently housed within a fleshly vessel, the human being. You are loved and as you open to that Love, you will begin to know how to move forward.

There is much change already occurring upon the surface of the planet and more to come. It will test the limits of human cooperation. Those who would command the surface for their own benefit have already found that the reins of control have been and are being ripped from their hands, despite their almost unlimited source of funds and resources. The old rules no longer apply. People power will rule, but the people must also learn to live within their own individual guidance. Freedom is not chaos.

Freedom can only exist when all sides of a conflict can live without fear or judgment. Acceptance of what is not comfortable will have to come before all can come into balance.

The face of darkness is the opposite side of the coin to the light. The shadow anchors the light. Through the contrast, you learn about its opposite. The shadow gives substance and form to what is ethereal and transient. Many of the things feared by people today are practices that are closer to the rhythms of the earth than what is currently deemed correct by science. The ways of the ancestors, the ways of farming without pesticides, living on the land as stewards not conquerors, the ancient ways of working with the elementals and with Nature, will come forward even as the artificial tenants of current ‘science’ fall by the wayside. Science, business and the State have become the religions of today; that will change, as humanity returns to its roots, but roots that reach not only the center of the Earth, but the center of the galaxy and even of the Universe.

As above, so below; you are heavenly creatures, who chose to come here to bring heaven to earth. Through many lifetimes you have trekked through the jungles of the astral miasma recreated by a lost race, to bring a lost world back into the light. The miscreations of humanity stem not from themselves, but from the miscreations of overzealous creator gods. Some of these very same creator gods now are present in human form to assist in the restoration of the planet and eventually this Universe back into alignment with Source.

Your planet is a stepping stone for the restoration of many worlds. What knowledge and experience you gain here will serve you well for those of you who volunteer to bring other worlds back into the light and alignment with Creator. This work is ongoing simultaneously, in the Present Moment, in many places, but your work as an individual, bringing yourself back into alignment with the Will of Creator, with the First Ray of Creation, is important indeed. Each of you is a part of God and what you do for yourself you do for the All. Never, ever think or feel that you are lesser being just because you believe that you have failed in some humanly defined manner. No one of you feels your perfection as you struggle with daily life, changes and challenges, but you are a facet of the perfect Pink Diamond that exists within the All.

With the rising frequencies of this planet you have an unequaled opportunity to get to really know all that is You. Feel within, go within, dance, sing, paint, walk in nature… find those activities that stir your heart, whether alone or in company. Discover your connections with your sisters and brothers, as many are becoming aware of their soul families, but do not feel that you are missing something if you still wish to be alone, right now, in your journey. You are the ultimate decider and creator of your world. Do not feel pressured to do more than you feel you can take on. Feel into things, ponder and then let it go. You will know what to do and when to do something. You have all that you need within yourself; trust that you will know what to do, where to go and how to do it, when the need arises.

Be flexible, daily adjusting your grounding to the rising frequencies of the earth below your feet and feel into your environment. What can you change? What can you release in your world? What do you no longer need? What is yours and what belongs to someone else? Release what is not yours, whether it be the teachings and guidance of another (yes, even these words!) or the lingering effects of childhood conditioning. Be yourself, real and unvarnished. Be love in action.

We are with you, standing at the edge of your consciousness. Call upon us if you require a moment of comfort or guidance, but know that you must do the work and take the first steps or the next steps upon your journey back into the fullness, beauty and power of your heavenly inheritance.

Thank you, beloved Angels.

Copyright © 2013 by Elizabeth Ayres Escher. All Rights Reserved. Permission is given to copy and distribute this material, provided the content is copied in its entirety and unaltered, is distributed freely, and this copyright notice and links are included. http://bluedragonjournal.com/

Video: Why "Liking" Facebook pages can be a bad idea

Facebook pages which say things like "Type ‘move’ into the comments and watch what happens” are usually a scam.

Watch this Video

http://uk.news.yahoo.com/video/upgrade-facebook-scam-alert-140000071.html

You’ve seen those pictures posted on Facebook “type ‘move’ into the comments and watch what happens” or “If I get a million likes my dad will get me a car.” They seem innocent enough, but they are big business, and you are not doing yourself any favours if you like or comment.

The classic example is a colourful picture of a prism with the image from the cover of Pink Floyd’s Dark Side of the Moon album in it. It’s accompanied buy the caption: “OMG it really works ♥ Step 1: Click on the Picture. Step 2: Hit Like.Step 3: Comment "MOVE" Then see the Magic!!” You see in your news feed that your friends have liked and commented on the image, so clearly something amazing must happen when you interact as directed. So you click, you comment, and... nothing happens.

Or at least you think nothing happens. But your activity has now spread this image and the page into the news feed of all your friends.

It’s called Like Farming. Here’s how it works. Someone creates a page and starts posting photos inspirational quotes or other innocent content. You like the page and it now shows up regularly in your news feed. Anytime you interact with a post, that activity shows up in your friends’ news feeds.The more likes the page gets, the more it shows up. The more comments each picture gets, the more power the page gets in the Facebook news feed algorithm.And that makes it more and more visible.

The social engineering of these sites is impressive, stimulating pictures like the Pink Floyd image described above or moving stories of‘causes’ that need your likes for support. The most famous of these revolved around a girl called “Mallory”

"This is my sister Mallory. She has Down syndrome (sic)and doesn't think she's beautiful. Please like this photo so I can show her later that she truly is beautiful." But there is no Mallory. The picture is of a girl named Katie whose mother is horrified that her daughter’s image is being used for the scam.
Scammers Are Making Money Off Your Likes

So why would the owners of these fan pages go to such lengths to scam us into liking? Because there’s money to be made from them.

When the page gets enough fans (a hundred thousand or more)the owner might start placing ads on the page. Those ads show up in your news feed. They could be links to an app, a game, or a service they want you to buy. It could be a “recommendation” for a product on Amazon where the page owner gets a commission for every purchase made through the link. Or more nefariously, the page owner could be paid to spread malware by linking out to sites that install viruses on your computer for the purposes of identity theft. Bottom line: access to your news feed is lucrative.

Fan Pages For Sale

Just as a magazine that sells ads, these pages are a business, and they can be bought and sold just like any other business. Online message board, Warriorforum.com listed multiple sites for sale like this page with almost 500,0000 fans of hamburgers. Price tag to buy the site: $5000. Another site about cuddling has over a million fans and was listed for sale on Warrior Forum for $7000. Many of these postings on Warrior Forum come and go for fear that Facebook will find out about them and take the sites down. For example, I found this Friends TV show page for sale for $8500 but the Warrior Forum listing has since been removed. This page has 1.8 million likes and posts a note right on Facebook stating it’s for sale – no price listed – just a warning against “low offers.”

A spokesperson for Facebook says selling pages is specifically against the terms of service, and any page that is sold or engages in fraudulent behavior can be removed. But clearly this is a cat and mouse game,with Like Farms popping up on a regular basis.

How To Unlike

If you’ve liked something and now regret it, you can unlike it. Go to your profile,choose “more” button and choose “likes” from the drop down menu – then “Unlike.”

If you have friends who are over-liking on scammy posts,share this on your Facebook Page so they’ll get the message.

If it's to be, it's up to Me

It comes from within to change your life!

BY: Lee Papier

Whatever you want in life, it starts with you.

Nothing external affects you unless you choose to let it.

We are blessed with the freedom of choice and the co-creative ability.

Before we see something on the outside, we have to create it on the inside.

The inner-self creates the realities and outcomes that we have in the physical world.

So what are your belief systems, thoughts, feelings and vision?

Whatever you consistently focus on is what you create in your world and outcomes.

So if you want to change your results in life, it starts with your inner beliefs and values.

Do you focus on positive acknowledgements about yourself?

Do you consistently focus on positive outcomes and possibilities for your life?

Do you do this for others?

This is the only way to transform your life.

You must create a positive self image, have positive self talk and positive thoughts, which creates positive feelings and leads to positive actions and outcomes.

It takes the same amount of energy to be positive as it does to be negative.

The difference in quality of life, attitude, health, relationships and success is HUGE!

‘The quality of my life is directly related to the quality of my communication with myself and with others.’

Everything starts with you. You are the source of your life.

To expect things to change on the outside, without changing things on the inside is insanity.

‘For things to change, I must change.’

You always have what you truly want.

When you really want something you do not stop until you have it.

Any ‘story or belief‘ that people, situations or things hold you back are self imposed limitations and delusions.

All the blessings of life are available to us this very moment, right here, right now.

The choice of how good we choose to make our lives is up to us.

‘If it’s to be, it’s up to me!‘

Make your life a masterpiece.

Lee Papier writes the "Have a Magnificent Day" blog on Beliefnet.
http://www.beliefnet.com/Inspiration/Articles/If-its-to-be-its-up-to-me.aspx?source=NEWSLETTER&nlsource=10&ppc=&utm_campaign=Inspiration&utm_source=NL&utm_medium=newsletter&utm_term=yahoo.co.uk

The healthy superfoods you should be eating
By Rachael Anne Hill | The Slim Down – Thu, Jun 28, 2012

Yahoo! nutritionist Rachael Anne Hill identifies four nutrient-packed, super-healthy foods we should be eating but are often forgotten about.

Quinoa

Although commonly referred to as a grain, quinoa (pronounced keen-wah) is actually a seed. Available from most good health stores and supermarkets, it can be cooked and eaten in much the same way as rice and contains all the essential amino acids (the amino acids your body can't make) so it is an excellent source of complete protein for vegans and vegetarians.

Quinoa is low in fat but rich in cholesterol-lowering fibre and is a good source of B vitamins needed for repair of body cells and an efficient metabolism. Quinoa contains energy-giving iron too (the mineral women are most likely to be deficient in), calcium for strong bones and potassium, which can help to reduce high blood pressure. It's also a good source of magnesium, which can reduce the frequency of headaches by helping to relax the blood vessels that supply the brain. In short, quinoa is a super-healthy super food and introducing it to your diet is a smart and tasty choice.

Cold pressed rapeseed oil

Cold pressed rapeseed oil (cold pressed means the oil is naturally extracted from the plant at room temperature without the addition of any chemicals) has balanced levels of omega 3, 6 and 9. Together these make up the essential fatty acids vital for lowering cholesterol, reducing inflammation that can cause heart disease and premature ageing, boosting the immune system and nourishing skin, hair, bones and joints. It also has half the saturated fat and ten times the omega 3 content of olive oil and is an excellent source of skin-enhancing vitamin E.

Cook with it, drizzle sparingly over salads, rice or pasta dishes or mix with balsamic vinegar, garlic and a little honey for a really delicious salad dressing.

Crab

Crab is a slimmer's dream because it's low in calories (a four ounce serving of crab meat has only 98 calories), full of flavour and with under two grams of fat per serving, it's heart-healthy too.

Despite its low calorie content, it is a great source of protein so it's a really filling and satisfying food. Crab is also a good source of omega 3s which help to lower triglycerides and blood pressure along with reducing the risk of heart disease.
Omega 3s are also thought to reduce inflammation, enhance immune function and even lower the risk of certain types of cancer. Try topping a salad with flakes of fresh crab meat or alternatively add tinned crab meat to fish cakes or fish pies.

Radishes

These hot tasting little vegetables are members of the cruciferous family and owe their pungent flavour to super nutrients called glucosinolates that are also found in broccoli and cabbage.

Glucosinolates help to boost detoxing enzymes in the liver, have anti-cancer properties and aid digestion. Radishes contain just one calorie each and come packaged up with plenty of hunger-combating fibre so they are great for the waistline.

Chomping your way through just ten radishes will provide you with 25% of your daily vitamin C and their leaves, which are also edible, contain six times more. Add them to summer salads for an extra peppery kick or dip them into hummus and tzatziki.

Friends:

We should be Good to our fine Friends here!

The Buddha on the Universality of Friendliness:

I am a friend of all bipeds;
I am a friend of those with four feet,
I am a friend of the many-footed,
I am a friend of those with no feet!

Anguttara Nikaya 4.67

As I am, so are others... As others are, so am I...
Having thus identified self and others,
Never Harm anyone, nor have any being abused.
Sutta Nipata 3.710

Among tigers, lions, leopards & bears I lived in the jungle.
No one was frightened of me, nor did I fear anyone.
Uplifted by such universal friendliness, I enjoyed the forest.
Finding great solace in such sweetly silenced solitude…

Suvanna-sama Jataka 540

With good will for the entire cosmos, cultivate a limitless heart & mind:
Beaming above, below, & all around, unobstructed, without trace of hostility.

Sutta Nipata I, 8

Train yourself in doing good
that lasts and brings happiness.
Cultivate generosity, the life of peace,
and a mind of infinite universal love.

Itivuttaka 22

More on Friendliness (Mettā):
Metta, Buddha on Noble Friendship, Good_Friendship, United_in_Harmony,
Selfless Friendship is Sweetest, All Embracing Kindness, Blazing Friendliness,
Goodwill Encore, The Good Friend, Blazing & Bright, Kalyanamitta,Across_Borders,
Friendliness Frees, Blazing_Friendliness,Blazing_&_BrightBrahma vihaara,
Infinite_Friendliness,Unique_Unity

Our Friends!
Have a nice & noble day!

Friendship is the Greatest!
Bhikkhu Samāhita_/\_ 
http://What-Buddha-Said.net
Related Buddhist site: http://What-Buddha-Said.net

Group Home: http://groups.google.com/group/What_Buddha_Said

May all beings become thus Happy!
Friendship is the GREATEST!
Have a Nice Day!

Bhikkhu Samahita

Scam Watch: June update - the fraudsters you should be aware of

This article was written in response to messages from our readers. If you suspect a scam please let us know the details. We will investigate and warn others.
Moneywise – Fri, Jun 29, 2012 14:55 BST

Although we might pride ourselves on our ability to smell a rat a mile off, swindlers aren't stupid; they make their operations look as plausible as possible so we need to be on our guard.

MINISTRY OF PENSIONS SCAM

"One of our employees was called up last week from a man claiming to be from the Ministry of Pensions. The number was from a mobile phone and although it sounded suspicious, the caller knew her name and address and told her she was due a backdated pension payout of £5,000. To get the money released she would have to pay £200 and at this stage she wisely hung up the phone."
Gillian Morgan, June 2012

DHL SCAM

"A company pretending to be DHL emailed me to say it had attempted to deliver a parcel to my address but was unable to, and if I wanted to rearrange the delivery I needed to download a reference number.

"Attached to the email was a PDF, which I stupidly thought would be safe to download. As soon as I did every file on my computer became blocked and I had to take the laptop into a local centre to get it fixed."
Dave Hope, June 2012

SANTANDER SCAM

"An email arrived in my personal inbox this week supposedly from Santander. It said someone had tried to send me money but as the transaction looked suspicious it was declined and my account is now restricted.

"Therefore I was asked to confirm some personal details to be able to access my account again. Although it looked quite genuine there were also a lot of spelling mistakes in the text, which hinted it might be a scam."
Vanessa Preece, June 2012

ROMANCE SCAM

"I have been in contact with a man who is stuck in Ghana after finishing work on an oil rig there for the Ghanaian government. He says he hasn't been paid yet and needs money for a ticket back to the UK and claims he is a structural engineer living in Manchester. The money needs to be transferred online but I believe it's a scam so I have instead alerted the British Commission in Ghana."
Joanna Farrington, June 2012

CO-OPERATIVE BANK SCAM

"Someone posing as the Co-op emailed me last week to let me know about a potential fraud alert to my account. To avoid this, ‘the bank' has updated its security system I was told I need to hand over my sort code and account number by email to make sure my account is protected."
Frederick Burns, May 2012

DATING WEBSITE SCAM

"Ever since the end of last year, I've been in touch with a woman I met through an online dating website. Apparently she lives in Australia but is currently on a trip in London.

She emailed me yesterday to say that while over here she's been mugged and now no longer has her debit or credit cards or any cash. Therefore she's asked for me to transfer money to her for a flight back home. Instead, I'm alerting ScamWatch as I believe this is a con."
Phillip Hall, May 2012

STUDENT LOAN SCAM

"My inbox is regularly filed with scam emails and the latest claims to be from the student loans company. It says it’s being sent out to all students who have received grants and loans and asks for the student to verify their personal details. Within the email was an attachment which needed to be downloaded to complete the process."
Frederick Burns, April 2012

BT SCAM

"Although my phone account is with BT I was a little suspicious when I received an email from the company recently. It was titled "action required" and said my last payment wasn’t processed properly. This was either because my personal details had been changed or there was an error when I had paid the bill. To resolve the situation it asked for further details, and included a link, so instead of carrying on I marked it as spam and deleted it."
A Brooks, April 2012

LOAN SCAM

"I have been trying to get a loan so I can take my wife on holiday and we had a phone call recently from a firm offering this. It seemed completely genuine and we weren’t asked for personal or financial details. We were told we should buy a voucher for £50 and then we would have the loan deposited into our account. However, we were never called back and there seems to be no way to get our £50 back. If they can do this to one person I wonder how many more times have they done it."
Stephen Gibson, April 2012

INVESTMENT SCAM

"A lady with a Scottish accent called me this week suggesting I ring fence my assets, so that they could not be used in the event of entering a care home. The alarming thing is she mentioned a password I do actually use for some of my accounts but I’ve never had any dealings with this company before. I’ve now changed all my other passwords."
Margaret Herd, April 2012

http://finance.yahoo.com/video29147702

AMAZON SCAM 2

"The public need to be aware of yet another Amazon scam in circulation. It is a voucher that advertises a £10 voucher for Amazon. However, once you sign up to the voucher and give your personal details to the company £29 will be debited from your account each month and will be described as an administration fee."
Shan Lamptey, April 2012

CHINESE INVESTMENT SCAM

"Today I received a letter from a so-called private investigator in China to say someone with my surname had died and he was the lawyer representing the case. The deceased man apparently had millions of pounds in his investment portfolio and as there are no other interested parties, the funds could be split equally between the author of the letter and myself. Funnily enough I have taken this no further."

David Storrar, March 2012

PARCEL DELIVERY SCAM

"I arrived home from work today to find a card behind my door telling me a parcel had been left under my patio table. I had not ordered anything from this catalogue company and rang it up asking why these items of jewellery had been sent. I was put through to the fraud department and the member of staff asked if I was a company director to which I replied that I was. Apparently the latest scam is for con artists to use your name and address (which they can find on a company website) and then change the address for delivery once the account has been accepted. Thankfully I acted straight away and a fraud marker was put on my file and I was advised to check my credit record."
Angela Oakley, March 2012

DISASTER NEWS SCAM

"Last week an email arrived in my inbox from a friend and immediately alarm bells began ringing. For a start the language was strange and it went on to say she was on holiday in London and had been mugged and had everything stolen apart from passports. It then went on to ask for help settling the hotel bill and getting a flight. There were lots of things in it that didn’t match up so I contacted my friend and she confirmed it was a scam."
Ann Street, March 2012

THE HALIFAX SCAM

"Halifax, or at least I thought it was the bank, contacted me to say it had detected irregular activity in my Halifax online banking login. As I was the primary contact the email asked me to verify my account as a hold had been placed on my debit card so I couldn’t access my cash. There was an attachment with the email, which I had to download to verify the account. Alarm bells rang and so instead I checked my online banking in a new window and found no problems."
Aysha Begum, February 2012

THE AMAZON SCAM

"I received an official looking email from a company pretending to be Amazon to say the order I had placed had been cancelled. The email included a new order number and a link to what I thought was Amazon. I clicked on this and it directed me to the website of a Canadian pharmaceutical company selling drugs."

Barry Arrowsmith, February 2012

THE COMPETITION SCAM

"I’ve been emailed as apparently my email address was the star pick from an automated ballot system which means I’m entitled to receive the grand reward of 2.5 million dollars. The suspect email said the prize was from a reward program for the ‘patronage of internet services’ and the promotional draw is conducted in the Netherlands. In order to claim this prize the email says I must send personal details out immediately."

Bob Hope, February 2012

THE DEATH CERTIFICATE SCAM

"Apparently my death certificate has been handed into a branch of HSBC in Canada by a man who claimed to be my representative and also to have power of attorney of my finances. There is also a fund of 12.5 million dollars in my name, which I need to claim in the next 48 hours while at the same time confirming I am still alive. This is very clearly a scam."

Eirik Vestgard, February 2012

THE YAHOO SCAM

"A scam email arrived in my account supposedly from Yahoo. It said I needed to update my personal details after a series of illegal attempts on my email account from different IP addresses. It went on to say it was for my own safety and if I wanted to keep my account open I would need to fill in details such as, email address, password, date of birth and country of residence."

Richard Search, February 2012

THE NPOWER SCAM

"Quite unexpectedly we received a phone call one evening at 8 o'clock and my wife answered. She said npower, our electricity provider, was on the phone and wanted a meter reading there and then. We had just started to watch a favourite TV programme so I said I would send one online the next day. The caller was persistent but settled eventually and said they would call again – which didn't happen. I phoned npower the next day and was told everything was fully up to date and no reading was required. It's difficult to imagine what would have followed had we complied and gone to the meter and provided a reading. Doubtless the company would have tried to obtain some sensitive personal information on some pretext or other."

Clifton Pyrke, November 2011

THE ILLNESS SCAM

"This message arrive in my inbox from a friend in my address book. The subject of the email was 'Dearest Beloved'. The message said: 'As you read this, I don't want you to feel sorry for me because I believe everyone will die someday. I have been diagnosed with oesophageal cancer, view attached mail for full details.' My friend is not ill and the email had an attachment which I did not open."

Kunio Uematsu, November 2011

THE SKY SCAM

"I was checking through our bank statement online and discovered a transaction marked 'Sky Subscription' which is strange as we have not been with Sky for over six years.

We rang Sky to ask why and it told us all of its payments are labelled 'Sky Digital'. We rang the bank and stopped the debit card this transaction had been used on. The scam appears to work by taking random amounts from your bank account. We have spoken to others and found this is a growing problem with one friend being debited as much as £200. The message here is – always check your bank statements."

Peter Balshaw, November 2011

PAYPAL SCAM
"I sold a mobile phone on eBay and a bidder offered me double the price I had hoped for. I accepted this and he sent the authorisation code for the payment but no money arrived in my account.

I contacted PayPal who told me this was a scam as the authorisation code was an old one. The bidder looked genuine and had good feedback and I contacted him again. He sent another code but still no money arrived so in the end I sold it to someone else."

Joel Brown, October 2011

PUPPY SCAM

"I tried to buy a Chihuahua puppy on the free advert side Oodle for £150 plus delivery from Dundee to Edinburgh. I emailed the seller and asked a lot of questions about the puppy and delivery and he assured me that everything would be straightforward.

I was sent the details of the delivery agency and I paid the seller through MoneyGram. Next my husband spoke on the phone with the agency and suddenly it wanted another £600 to cover insurance and to deliver my puppy by plane. We didn’t want to do this so but the seller would not listen and he even said if we pulled out of the deal the dog would be put in quarantine and we would be in trouble with the police.

This was not the first advert I applied to and it seemed genuine. Looking back I shouldn’t have wired the £150 but I was so desperate for this puppy I went ahead with it."

Mrs Elizabeth Heppell, October 2011

SAD NEWS SCAM

"An old friend who now lives in America emailed me last month asking to borrow £2,000 as he was on holiday in Wales and had been mugged. The email was very convincing and said his cash, cards and mobile phones had been stolen but he still had his passport and flight tickets.

It said he had gone to the American embassy and police but had not had much luck and needed to settle hotel bills before getting a flight back to America the next day. I would have sent the money to him but the use of the headline ‘Sad News’ suggested a death in the family, which this was not, and made me feel uneasy.

I hadn't contacted him for years, but I found the number and rang his home in North Carolina. It turns out his emails had been hacked and similar messages had been sent out to everyone in his address book."

Victor Courtice, October 2011

COMPUTER HEALTH CHECK SCAM

"I was contacted by a man who told me my computer was not running at the right speed and offered me a free security health check. The caller asked me to switch on my pc and log onto a website. At this point the computer would be accessed remotely and cleared of any bugs.

When I asked the name of the company I was told it was part of Microsoft and the caller said this would be totally free. As a PC engineer I didn’t go any further as alarm bells began ringing and I believed the company’s intention was to get passwords and data off my PC."

Stuart Strong, October 2011

VITAMAIL SCAM

"My poor elderly mother was sent a letter from a company called Vitamail telling her she was in debit of her account by £5. She did not have an account with this company and the letter looked very convincing.

"However, I noticed the letter had her name but no initials, the company asked her to send cash, it was not signed and also threatened to send someone round to her house if she didn’t send her bank details.

"I searched for the company on the internet and found there were many people who had received the same letter who had never heard of this company let alone had an account with them. This company trades under many names and many addresses but is based in France."

Mrs S A Walsh, October 2011

BBC CHEQUE SCAM

"I received an email telling me I had won a £1,000,000 lottery prize from the BBC. I contacted a few names on their email messages and questioned the matter to see if it was for real. No one got back to me and after reading the email again I noticed they used a delivery services which asked for a £250 fee to release the cheque."

Mr M Chai, October 2011

AUTOTRADER SCAM

"I placed an advert through Autotrader on my partner's behalf and naively I put my personal email address on the advert. Within 24 hours I had emails from two different people expressing interest. Both said they would buy the car without viewing it, pay via PayPal and send an agent to collect vehicle.

My partner expressed immediate concern and a quick search on the internet confirmed a well-known scam whereby someone accepts an offer and their car is collected but the money is withdrawn from PayPal before the transaction is complete."

Debby Curry, October 2011

THE AVIS SCAM

"A company in Seattle rang me around six times trying to persuade me that I had 10 times as many shares in Avis Europe than I actually have. It also said it had a buyer for these shares at 10 times their value. In order to move forward I would have to sign a confidentiality agreement and send it some money. This is clearly proof that if it sounds too good to be true it probably is."

Guest - September 2011

PAYPAL SCAM

"Recently I received a message from PayPal about a transaction but I have never had an account with the company. When I queried it I was informed it was a type of phishing scam. Paypal says it will always address you by name when emailing you so if you ever get an email from Paypal addressing you as 'Dear Member' it is a scam."

Guest - September 2011

MILLIONAIRE FUND SCAM

"Today I received an email from someone supposedly representing Arab millionaires who have had their funds frozen after the 9/11 attack. The email says these millionaires have been investigated by the FBI and found to be clean but now the funds, for some reason, can't be returned to their rightful owners. It then says these funds are available to be claimed by first sending over card details. This is clearly a scam."

Guest - September 2011

WEIGHT TRAINING SCAM

"Having decided to up my weight training I searched the internet for items to help me out. I found a suitable website and then sent off several emails regarding price and asking how long an order would take. A man contacted me and was very efficient so I had no reason to suspect anything. He requested I deposit the payment of £50 into his bank account and sent me the sort code and account number. I was informed my order would take around a week to arrive but after this period had passed I emailed him to ask about my order. I had no further replies from him after this and have lost out on this money."

John Boyd - September 2011

The HMRC SCAM

"A member of staff has just alerted me to the fact that they have recently received a scam email which purports to be from HM Revenue & Customs (HMRC) and appears to be advising them that they are due a tax refund. It offers a link for them to follow where it is likely that they would be asked to confirm their bank details. This is a scam."

June 2011

MINISTRY OF JUSTICE SCAM

"I received a phone call from a lady claming to be from the Ministry of Justice last week. She had a strange accent and although she gave me a number to call back on, this was different to the number she had called me on. I bank with Santander and the lady calling enquired about a payment to my bank account. I've now received another call from the same company and have tried reporting them to Consumer Watch and the Ombudsman but as no fraud as yet been committed neither will help me."

June 2011

The EHIC SCAM

"With the holiday season upon us, people need to watch out for scam websites charging a £10 renewal fee for the EHIC card. Renewal through the NHS website is free, so beware of the top picks on a google search for 'EHIC renewal'."

May 2011

CAMPHIRENOW SCAM

"I was contacted by a company called 'Camphire Now' [supposedly a recruitment firm] and a lady by the name of Julia Marks sent me an e-mail asking me to enter a code and fill out an application pending an interview in London in a few days.

"When I got to the IQ Test section of the website I discovered in order to carry on I would be charged £4.50 per month thereafter. I have e-mailed Julia twice now asking for information on the company as I cannot find it anywhere on the website. The links on the website provide no information at all. It's a scam. I have reported it to the OFT and trust you will warn others."
May 2011

If you think you've been scammed get in touch by leaving a comment below or emailing us on scamwatch@moneywise.co.uk and let us know exactly what has happened.

In order for Moneywise to investigate each scam we require you include a name and contact email. Please be aware your email address will not be published.
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The return of a classic scam

One of the classic scams is back. It's so obviously a scam, Tony Levene is laughing.

By Tony Levene | Lovemoney – Mon, Jan 30, 2012 15:43 GMT

There are times when I don't know whether to laugh or cry. And there are times when I feel like a parody of a bit part player in an old EastEnders episode – going into the Queen Vic, shouting: “Oh, my gawd. I don't believe it. Pull the other one. It can't be for real.”

But, straight up, it was for real. And it arrived earlier this week. It came in a white window envelope, with a first class 46p stamp, addressed very formally through the window to me as Anthony Levene.

Who writes to me as Anthony other than the taxman and my bank? Even solicitors complaining that I have traduced their scammy clients call me Tony.

What was this missive? Readers may not credit this but the envelope contained the classic “Nigerian 419” letter.

What goes around, comes around

Earlier this month, I was discussing scams with a police friend of mine. I told him that there were a number of rackets that I had not seen for quite a while. Among those was the Nigerian letter and the email which tells you that you have won a fantastic number of millions in a lottery which you have never entered, let alone even heard of.

Maybe he was wiser than me when he advised me “never, say never. What goes around, comes around”. And so it did.

The heading of the letter itself started with number of Chinese characters, followed by a Hong Kong fax number and an email address. The signatory – a Mr McKay Xu – told me that he is a private investment manager involved with the estate of a William Levene.

William, Xu writes, died (on an unspecified date but apparently between 2002 and 2008) in a hiking accident in mainland China (that's a big place but there are no further details).

In 1997, before his death, William went to Xu to ask him to act as an investment manager for his $17.5 million. This money was transferred in cash in 2002 to mainland China for an urgent business venture. But poor William went hiking and died, without leaving a will.

So as I share the same surname, Xu concludes that I must be the nearest to a next of kin. The letter has some spelling mistakes but the basic message is that Xu will share the money with me equally if I help him deal with a “specialist bank”. Xu is peeved William is dead as “he still owes me my percentage for service and naturally I deserve to have that money but cannot do it alone. So I need your help”.

There are at least four William Levenes in the UK and two companies with that or similar names. But if my surname had been Jones, then the letter would have cited a William Jones.

Funny

Why do I find all this rather funny? Firstly the mock serious English: “It would be legally confirmed as I am working with my local solicitor on this deal to make sure all legal aspects are covered.” Then there is the threat that if I don't go along with this, “the funds will revert back to the state where is may be shared by state officials for their personal use and enrichment”. Imagine, officials scamming the estate of poor William.

I can't believe that anyone still falls for this scam – named after the section in the Nigerian criminal code which outlaws the practice – although it is possible. But it is also hilarious that some poor guy has spent money on printing and posting all these letters. He must have paid out for loads of envelopes, paper and countless 46p stamps.

I wonder who is behind all this. It is obviously a false name – no one is going to use real details. It may well not be someone in Hong Kong at all. But whoever it is has got to be pretty stupid. Does anyone think I am going to hand over 50%. No way! I want at least 90%!!!

So I shall email Xu to tell him that I shall talk to him but only on the condition that I take the bigger cut. He'll probably agree – after all there is no money and he just wants me to keep paying $10,000 here and $20,000 there until I go broke. But I also intend to ask him to send $10,000 in cash to prove he is who he says. He won't like that!

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How to get your money back after a scam

If you have been scammed, you haven't received goods you ordered, or a product isn't as it was described to you, you could easily get your money back.
By Neil Faulkner | lovemoney.com – Thu, May 10, 2012 15:21 BST

Lost money to a scam? Getting it back could be easier than you think (Image © Fotolia)

The police and Financial Services Authority admit that they're usually powerless to get your money back after you've been scammed. However, there's a way to do so yourself in many cases, and with relative ease.

If you make any purchases of between £100 and £30,000 and pay for it, or even just part of it, using your credit card, your card provider should pay you back for the entire loss in the event of scam.

It isn't just obliged to do this for scams either. Section 75 of the Consumer Credit Act ensures that the card provider must reimburse you if a retailer doesn't deliver the goods or service, or if the product is not as described.

How customers are getting their money back

Credit card companies don't always agree when a customer makes a section 75 request to be reimbursed. Often, customers then complain to the free Financial Ombudsman Service (FOS). It's these borderline cases that give us the most insight into when and where this legal right can be used.

The Ombudsman has just published some recent examples of its decisions relating to section 75. Here are some of the customers who succeeded in getting their money back.

Broken promises

Mrs S paid £3,500 for a holiday club on her credit card on the assurance that she would get the whole membership fee back after five years. On receiving the paperwork, however, she realised she'd been tricked.

She complained to the FOS when her lender didn't believe her “recollection of events”. The FOS found public accounts of others taking legal action against the holiday club, so it considered there to be enough evidence and justification for the card provider to reimburse Mrs S, and ordered it to do so.

Ill-fitting suits

Mr C paid £800 for a tailor-made suit on his credit card. When the finished suit was delivered to him, it didn't fit properly. He asked the tailors to make alterations, but they didn't show up for the appointment and Mr C had no luck when he complained further.

The lender refused to reimburse Mr C, but the FOS saw evidence from both sides, including photos of Mr C wearing the badly fitting suit. It decided that Mr C had done everything he could to get the tailors to correct their mistakes, and so it ordered the lender to reimburse him.

Paying a deposit below the £100 limit

Miss N paid a £99 deposit on her credit card for a £1,000 sofa but, before delivery, the retailer went out of business. Her lender refused to compensate her under section 75, saying she had spent less than £100, so she complained to the FOS.

Although Miss N had only lost £99, the purchase price was £1,000, which means she is covered by section 75. The FOS ordered the card provider to reimburse Miss N.

Video: Don’t be tricked by share fraudsters
http://finance.yahoo.com/video29147702

Make sure you understand section 75

Not everyone is successful when they claim under section 75, even if they take a complaint to the FOS. Indeed, Phillipa Cook, spokeswoman for the Ombudsman, told me that probably a little under half of the section 75 complaints the Ombudsman hears are successful.

We can learn from other customers' mistakes.

Paying a deposit below the £30,000 limit

Mrs T used her credit card to pay a deposit of £3,000 to a building company for an overseas property that was going to cost £162,000. The property was never completed and the building company didn't return her calls. Her lender refused to reimburse her and she complained to the FOS.

Unfortunately, it's not the size of the deposit that counts for section 75, but the value of the entire purchase. Since that was over the £30,000 limit, the FOS rejected Mrs T's complaint.

Changing your mind

Mr W joined a holiday club, but later changed his mind when he realised he could pay less by shopping around for holidays by himself. He asked his card provider to reimburse him. When it refused, he complained to the FOS.

The FOS decided that the holiday club had not given false or misleading information to Mr W, nor had it breached the contract. Finding that there are better deals elsewhere is not grounds for section 75, so it rejected Mr W's complaint.

Our 5-yr-old: Alone But Not Lonely

You cannot be lonely if you like the person you're alone with. --Wayne Dyer

Our 5-yr-old: Alone But Not Lonely
by Ragunath Padmanabhan, Jan 15, 2012

Our 5-yr-old son Aum had been playing on his own at the farm for two hours. About an hour into it, my wife Nisha admonished me: "You really enjoyed your childhood with your two siblings, kids in the neighborhood and at school.

Now look at him, being alone, no one to play with and nowhere to go. Do something!" 4 years ago, we'd made a conscious leap into a rural India, leaving high-tech careers in the Silicon Valley to do natural farming.

Nisha has just as much conviction about our decision as I do, and yet, on occasion, she and many other loved ones have genuinely felt bad because Aum does not have company. He is our only child and he doesn't go to school (we farm-school him) and there are only three kids in the nearby farms, none of whom have much time for him since they go to school).

Everyone in Aum's life is concerned about his loneliness. Except Aum and me. The evidence that he is not "lonely" or "bored" is right in front of everyone's eyes -- when we are not engaged with him, Aum is busy most of the time with his own thoughts, things, games, dancing, etc. Occasionally he throws in his share of mischief and tantrums, just to remind us that he is a kid. Otherwise, I have never seen him unhappy for the reasons most adults in his life feel he "should" be unhappy.

Aum does not have the company of his peers as much or as frequently as other kids. We don't have a TV at home. We have never bought him any toys except one lego set and one tinkertoys box that Nisha got after she felt bad about not having bought any toy for him. Most of his clothes are gifted by family and friends. We give him one or two candies a week and ice cream once a month. He doesn't have cookies, chocolates, carbonated drinks, fast food or any snack that comes in a package and is sold in a retail store. He must be one miserable kid, right? If I say, "No", one might respond with, "Well, he doesn't know what he is missing and he is being brought up in an extremely protective environment." Not true either.

He knows the reasons for all the choices we have made for him and he has willingly embraced them. In fact, he is ever-ready to explain his choices to anyone who wants to know. He has tasted/experienced everything other kids have and is presented the opportunities many times, given our frequent visits to many relatives and friends in different places. Of course he gets tempted at times and rebels. Steering away from the extremes of bribing and punishing, we manage to strike a balance and help him stick to his better choices.

He doesn't have grand ideas and concepts for what would bring him happiness. He is just fully living his life. Everything has meaning for him. He doesn't overlook this moment expecting another; he is not chasing after anything and has no plans for tomorrow. He goes around as if he has an unlimited reserve of energy, curiosity, time, faith and willingness to be engaged with whatever and whoever comes his way as if ... as if he intuitively knows what he wants. If he could answer the question "What do you want in your life?" it would probably be, "I don't know, but I want it all anyway, moment by moment." And he does not seem to be bothered if many of those moments are spent alone. But it does rattle quite a few others.

To my mind, the rural and middle-class people of the last generation and before, had the right perspective on elusive states like peace, happiness, joy etc. They communicated through many proverbs and clichés -- that meaningful engagement at work, being with family and friends and with oneself, pretty much covered all the real causes of happiness and peace. The meaning for engagement could come from both tragic and comic life situations (and more often than not, their lives were full of tragic meaning). People did not make decisions with the sole focus on whether it would make them happy. Happiness was just one of the considerations. Perhaps meaning was a more important consideration. There is no other way to explain sacrifices that I know of in history and even in my own family. My own father has always been a happy-go-lucky man all his life, in spite of having access to very limited resources, very few choices and very many responsibilities. I look at him and I know I can be happy, no matter what.

Being in the farming world, someone asked me recently whether there is a specific gene in fruits that give them sweetness. He speculated that if we could find that gene, then we could increase the quality and quantity of sweetness in fruits. But what if sweetness is not an isolated characteristic of a fruit? What if it is the culminating effect of the entire growth process -- from seed to ripening?

Of course, we don't eat fruit that is not ripe and sweet. But do we eat fruit only for its sweetness?

Would anyone be satisfied to extract only the sweetness of a fruit and take it as a tablet?

Can happiness, then, be had at any moment as an instant thing to be consumed?

Yet, we behave every moment of our lives as if our only aim is to avoid everything that would bring unhappiness and seek things that would bring happiness:

Being alone, having nothing to do, sacrifices, inconveniences, criticism, waiting, bad luck, randomness, an uncertain future ... these are supposed to bring unhappiness and we avoid them.
Constant engagement of mind/and or body with work, people or entertainment, selfishness, creature comforts, instant gratification, security, certainty, greed ... these are supposed to bring happiness and we seek them at any cost.

The Art of Happiness has been lost perhaps because by chasing it, we have chased it away. The Art of Suffering has been lost perhaps because by running away from it we have tightened its knot on us.
Many saints and religions have said that it is human nature to be constantly oscillating between cravings and aversions. Knowing this, throughout history, people in all cultures created norms, rituals, customs, traditions, practices, ceremonies and attitudes to contain excitement and embrace difficulties (the middle path, the golden mean). In fact, “to mature into an adult” was supposed to mean that one has learned to discern and implement his or her cultural baggage without superficially considering it as a burden. Even blindly following one’s culture was considered better than simply being blind to it. Yet that is precisely what seems to have happened on the backs of our over-sized, over-paced materialistic and technological growth. If we were to personify our zeitgeist, it would be a person with over-sized hands, legs and brain. And a small, feeble heart. No wonder we eat but we starve; we have more of everything and feel empty; we can do everything super-fast and yet do not have enough time for anything.

Our idea of moving to a farm in a village was to create a space from scratch in which we could reinvent many of those old, middle-path practices to suit our current potentials and pathologies.

Outside of the context of our farm (and sometimes even within), I find it difficult to follow these values and practices because, I guess, the human psyche has seen too much evidence of the inefficacy of the old secrets. I often feel like a fully-suited man in a beach. But it is only because we have hurriedly created suffocating spaces that have given birth to many unskillful and even vicious cycles. What we need are airy and nourishing spaces where we can relearn the old arts.

I am only 38, yet I feel like an old man of another era when I catch myself reacting to someone's complaints or ambitions that are normal in this era. I am neither poor, nor rich, nor middle class. I am in the process of going off-the-class. Yet, I'd like to keep the older middle-class attitudes towards life.

Without the aid of great philosophy or religion, all the secrets of everyday happiness - hard work, honesty, grit, grace, patience, wonderment, contentment, romance, even innocence – it was all there in that class. I'd like to be a permanent student in that class and have my son Aum be the teacher.

________________________________________

This story is printed here with permission from the author. Ragunath Padmanabhan and his wife Nisha Srinivasan share updates on natural farming and holistic living at Greenlocal.org -- their "experiment in laying a new path on an old road that leads to simplicity, sustainability and, dare we say, spirituality."

11 shocking things you now realize to be true (but you never would have believed just three years ago)

(NaturalNews) We are living through a time of great awakening. The people of our world are beginning to open their eyes and realize the stunning depth of the scams and collusion taking place all around them. These scams that steal their wealth, poison them with chemicals, enslave them with financial trickery and control their minds with propaganda. These scams are the very fabric of modern government, the mainstream media, universities and so-called "science" institutions.

Here are 11 of those scams that you probably never would have believed just 2-3 years ago; but now you probably realize these are true!

Welcome to the real world, my friends. Now that we recognize the depth of the scams, let's change things for the better. (Occupy America!)

#1 - Most of the honey you buy in the grocery store contains no actual honey whatsoever
It's true, the so-called "honey" isn't even technically honey. Most of it is made of cheap "mystery" sweeteners, illegally imported from China, right under the nose of the FDA.

http://www.naturalnews.com/034123_h...
http://www.naturalnews.com/034102_h...

#2 - The fluoride that's dripped into municipal water supplies is actually a highly toxic industrial chemical byproduct

This scam is exploding in the faces of all the ignorant dentists and doctors who have been pushing this poison for years. Once again, they were wrong; the "conspiracy theorists" were right.

http://www.naturalnews.com/033753_w...
http://www.naturalnews.com/031547_f...
http://www.naturalnews.com/031602_f...

#3 - Flu vaccines often contain live flu viruses and actually cause the flu as a way to worsen the flu season and scare more people into buying vaccines
It's also true with MMR vaccines, which cause the measles. Flu vaccines are the greatest medical hoax that has ever been perpetrated on the world:

http://www.naturalnews.com/033998_i...
http://www.naturalnews.com/033816_s...
http://www.naturalnews.com/029641_v...
http://www.naturalnews.com/031043_f...

#4 - Ron Paul is deliberately stripped out of mainstream news reports, online polls and debate coverage in order to "game the system" against him

The power elite don't really want "fair and open" elections in America, you see. It's all about rigging the system to make sure a globalist puppet gets elected instead of a Man of the People.

http://www.naturalnews.com/033528_R...
http://www.prisonplanet.com/realcle...
http://www.prisonplanet.com/cnbc-ca...

#5 - The United States government openly trafficks illegal guns into Mexico as a way to cause gun violence in the USA

It all seemed so very clever until they got caught, and now it just seems flatly criminal. So why can the federal government run illegal guns and nothing happens to them, but if you or I do it, we go to prison for a long, long time?

http://www.naturalnews.com/032934_A...
http://www.naturalnews.com/033802_F...
http://counterthink.com/Fast_and_Fu...

#6 - Prestigious U.S. hospitals are widely engaged in black market organ trafficking and organ transplants

And why not? It's profitable, and they can claim they're "saving lives!" Make no mistake: the organ transplant industry is steeped in dark, psychopathic criminal activity.

http://www.naturalnews.com/028994_o...
http://www.naturalnews.com/034060_o...

#7 - The child sex slave industry is huge, highly profitable, and found everywhere across America (and the world)

You wouldn't have believed this, probably, until the whole Penn State scandal recently made headline news around the world. As everybody now knows, Penn State sports officials routinely raped young children, even pimping them out to other criminal rapists who paid big money to rape young boys.

This went on for 15 years right inside a prestigious university, right here in America.

Are you shocked? You shouldn't be. Alex Jones has been sounding the alarm about this for a decade. Nobody listened to him. They couldn't believe it was real. People would rather bury their heads in the sand than face reality.

And yet, this Penn State scandal just scratches the surface. The far deeper horrifying truth of all this is that Child Protective Services routinely kidnaps young American children and sells them into sex slavery -- so-called "white slavery." That story has not yet been covered by the mainstream media.

http://www.naturalnews.com/032501_M...
http://abcnews.go.com/US/penn-state...
http://www.prisonplanet.com/archive...
http://www.cnn.com/2011/11/10/justi...
http://www.pennlive.com/midstate/in...

#8 - Commercial chickens are routinely fed arsenic, and commercial cows are routinely fed chicken poop

Oh, you didn't know that? When you eat conventional beef, you're eating meat from cows who created that meat by consuming chicken poop. Yumm! Can I have some more poop on that burger, please?

http://www.naturalnews.com/032659_a...
http://www.naturalnews.com/000987.html
http://www.naturalnews.com/028675_b...

#9 - "Natural" foods and cereals are routinely made with genetically modified ingredients

Oh, you thought "natural" meant better than organic? Non-GMO? Stop getting suckered by the cereal companies and dishonest food conglomerates. Know what you're really eating:

http://www.naturalnews.com/033838_b...
http://naturalnews.tv/v.asp?v=15C9C...

#10 - The global banking industry is a criminal racket that steals wealth from working class People and redistributes it to the global wealthy elite

You wouldn't have believed this five years ago, but now, looking at your own bank account, the job you lost, the house you can't sell and the health care you can't afford, it's all sinking in: The global financial system is an engineered con that suckers working-class people into giving up all their wealth, piece by piece, until they die bankrupt. Indentured servitude...

http://www.naturalnews.com/News_000...
http://www.naturalnews.com/025672_m...
http://www.prisonplanet.com/goldman...

#11 - The U.S. government routinely conspires with pharmaceutical giants to conduct criminal, inhumane medical experiments on innocent people

Recent revelations about the U.S. government's secret medical experiments in Guatemala are just the tip of the iceberg here. Dr. Jona Salk, inventor of the polio vaccine, also ran unethical medical experiments on people. In fact, the entire history of modern medicine (pharmaceuticals, vaccines, chemotherapy and more) is something of a "house of horrors" of inhumane medical experiments on innocent victims.

http://www.naturalnews.com/033483_G...
http://www.naturalnews.com/031564_J...
http://www.naturalnews.com/033988_a...
http://www.naturalnews.com/019189.html
http://www.naturalnews.com/019187.html

What else is true?

Ever wonder what else might be true about our world that you never would have believed just a few years ago? Maybe it's time you started reading books by Jim Marrs or even David Icke.

Now is a good time to start listening to the Robert Scott Bell Show on www.NaturalNewsRadio.com where you'll also hear news from Patrick Timpone.

Perhaps it's time we all started questioning history, medicine, corporate science, banking institutions and all governments. Discard your blinders.

Maybe it's time we opened our eyes to reality and stopped lying to ourselves about the depth of corruption and evil in our world. And why would we do that? Because that's the first step to positive revolution where we work together to create a better world... a world where such criminality and suffering is ancient history.

Accept reality, in other words... and then CHANGE it for the better.

Open your eyes at the following websites:

www.NaturalNews.com
www.AlternativeNews.com
www.InfoWars.com
www.LewRockwell.com
www.CCHRint.org
www.ActivistPost.com

Learn more: http://www.naturalnews.com/034126_awakening_beliefs.html#ixzz1davJejkt

Learn more: http://www.naturalnews.com/034126_awakening_beliefs.html#ixzz1dav2lC00